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January 5, 2018

On January 4th, 2018 the U.S. Department of Labor (Department) issued a proposed rule for regulating association health plans (AHPs) in response to President Trump's recent executive order that directed the federal government to expand access to AHPs and other types of...

November 10, 2017

A recurring theme heard frequently these days is that employee wage growth is stagnant. By some measures employee wages are up only 9% since 1973.

However, if you look at employee compensation through a wider lens, and factor in the cost of employee benefits, the total...

December 15, 2016

When President Obama signed the 21st Century Cures Act into law the era of defined contribution health benefits was ushered in for small business.

May 11, 2016

Soaring health insurance premiums and rising out-of-pocket costs are creating widespread angst ​as one out of three Americans now views these costs as their single greatest financial burden. For employers competing for top talent, understanding this angst is impor...

March 21, 2016

Group health insurance  has traditionally been “the way” to provide health benefits to employees. Today, group health insurance is often a source of frustration because of declining benefits and increased costs. As a result, defined contribution and individual health i...