Group health insurance has traditionally been “the way” to provide health benefits to employees. Today, group health insurance is often a source of frustration because of declining benefits and increased costs. As a result, defined contribution and individual health insurance solutions are being adopted by many businesses as an alternative to traditional employer health benefit plans. With defined contribution health benefit plans, allowances are set by the employer, so there are no minimum or maximum contribution requirements. And when defined contribution plans are paired with a reimbursement strategy for employee individual health insurance premiums, a creative alternative to group healt
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